To uplift the Pakistani youth, PM has launched a program, Youth Entrepreneurship Scheme (YES) Phase-II. This program has started under the banner of Kamyab jawan. The YES program is a step towards Imran Khan’s dream of creating 10 million jobs.
Under this scheme, the applicants will receive various loans from the government for the start-ups. This year, the government increased the loan limit up to 25 million. Twenty-one banks are now involved in this program to make the process speedy and efficient.
The aim of the YES program is “Hunar Se Karobar Tak”. Youth will be able to collect the loans easily for their start-ups, small businesses, and existing enterprises.
SEE Also: PM Youth Internship Program 2022
YES program collaborations
Youth Entrepreneurship Scheme (YES) program developed with the collaboration of 03 central departments.
See Also: Kamyab Jawan Loan Program Portal
Pakistan Poverty Alleviation Fund (PPAF)
PPAF will look for the asset transfer program and the interest-free loan program.
State Bank of Pakistan (SBP)
SBP will work with three major banks ( National Bank of Pakistan, Bank of Punjab, and Bank of Khyber).
Small and Medium Enterprise Authority (SMEDA)
SMEDA will provide subsidized loans and necessary aptitude to youth to run a successful business.
See Also: PM Kamyab Kisan Program 2021
Eligibility Criteria to Apply for Kamyab Jawan Loan Program:
If a candidate wants to receive a loan from the YES program, he/she would have to fulfill the following criteria.
- Candidates of the age group between 21-45 years are eligible for the YES program. For the IT sector, the required minimum age is 18 years old.
- For IT / E-Commerce related companies, it will take Matriculation and minimum of 6 months’ experience.
Beneficiaries of YES Program:
The loan under the YES program is for all the SME beneficiaries across Pakistan such as :
- Punjab
- Sindh
- Khyber Pakhtunkhwa
- Balochistan
- Gilgit-Baltistan
- Azad Jammu & Kashmir
About 25% of the loans are reserved for women entrepreneurs.
PM Kamyab Jawab Loan Size and Security:
Through Kamyab Jawan YES Program, candidates will receive the following amounts of loans.
| Tier | Loan Amount |
| Tier-I (T-1) | Rs. 100,000/- to 01 Million |
| Tier-II (T2) | 01 Million – 10 Million |
| Tier-III (T3) | 10 Million – 25 Million |
See Also: Kamyab Jawan Application Status
The candidates will receive the loan up to 08 years with a grace period of one year.
Debt to Equity Ratio for new Business
For new businesses, the following debt to equity ratio is required
- T1 loans: 90: 10 @ 3% markup
- T2 loans: 80: 20 @4% markup
- T3 loans: 80:20 @5% markup
For the existing Business, candidates will not receive any equity contribution.
How to apply for Prime Minister Kamyab Jawan Loan Program 2nd Phase:
Here is the method to apply for Prime Minister Kamyab Jawan Loan Program 2nd phase.
- Interested candidates can apply online from the Kamyab Jawan website (www.Kamyabjawan.gov.pk).
- Candidates must fill all the information correctly.
- In case of a query, you can also see the FAQs available on the website.
- The form is available in both English and Urdu.
- If you have complaints, you can visit Pakistan Citizen Portal App.
Track Your Application:
If you want to track/check the status of your application of kamyab jawan Loan program you can check from here
Apply for the “Kamyab Jawan Program” immediately so that you don’t get late. For the latest news, visit FSc Online.
186 Comments
Loan apply
Uch shareef city east Ahmad pur dis bahawalpur.
Dear I also want apply for loan but i don’t know how applied for this loan any one guide me plzz
Hey Imran!
Please read the post carefully you will find the instructions.
Thank You!
1973 year ka option nai hai kiu or kiya mazoor jo hai jismani un k liye b hai meri agr 1973 year sy strat hai or mazoor b hu jismani apna karobar karna chata hu kiya mujhy mil saky ga. Wasy milna to mushkil hai bahot pir b agr koi bata dy to mery email par tafseel likh kar bejh dy. Thanx habib
Email.
Motrroo123@gmail.com
Sindh ke liye allowable hai
He to kis bank se contact karen other detail jane ke liye plz guided
Hey Jansher!
Yes, Sindh domicile holders are allowed and the banks are mentioned in the post.
Thank You!
I have apply on 5-11-2019 but no reply
Hey Rukhsar Aziz!
The process takes time. Be patient, you will be responded soon.
Thank You!
This is Farhan Qureshi willing to get the loan for small business please guide me To which bank I have to contact for this.
Hi,
Overseas pakistanies wouldn’t get advantage from this scheme.plz inform…
Their official website or the mentioned banks can inform you about this.
Thank You!
I want to apply prime minister youth scheme
Good
National bank waly khty hain ONLINE apply ho or online form h hi nhi is ka wasay logo ko bewaqoof bnaya huwa h
It is the duty of the banks to provide the forms and also the online form is available.
Banks are not providing any info. They simply said apply online, they don’t have any info. Could you please give the link where we can download and submit that form?
Thanks
Hey Arsalan!
Its mentioned in the post.
Thank You!
Sir mana loen k Lia apply Kia jab application submit Kia Wo loen hoti rahi bad MA loddind hoti rahi or try later aha Gia.. Ab dusra apply kr ra ho to aha ra Han k cnic already use
Hey Ahmed Ray!
You can apply for loan only for once. if you have applied you might wait for it to load completely. Refresh the page again and again.
Thank You!
Azad Kashmir Walun kya Prosis Ha.
Hey Syed Aqib Bukhari!
The process is same for Azad Kashmir.
Thank You!
Sindh ke liye allowable hai
He to kis bank se contact karen other detail jane ke liye plz guided
Sir mana loen k Lia apply Kia jab application submit Kia Wo load hoti rahi bad MA loddind hoti rahi or try later aha Gia.. Ab dubra apply kr ra ho to aha ra Han k cnic already use
Pleas send link online fom
The form will be provided by the mentioned banks.
Salam Sir.
How can I check online application has been approved?
You will receive a confirmation message or email.
Hum ne january 2021 main apply kia tha abhi tk koi response ni mila
Sir i am MSC Botany and i wants loan for Rs.5,00 ,000/-
Hey Tayyaba!
Go and apply for it!
Thank You!
Hi. How can I apply for loan. Write me easy solution please.
Hey Rustam!
All the instructions are mentioned in the post.
Thank You!
mam i am bcom…………….how much i can apply.
you can apply according to your needs and the terms and conditions
A.A.
I was apply loan on 18 October . I will apply 10 lac for dairy farm no response from the bank.
Hey Mohammad Imran!
The process takes time. Be patient until you get responded to your request.
Thank You!
I apply but dont receive any confirmation msg
Hey Andeela!
It takes a little time to process the applications so wait and be patient you will receive your confirmation message.
Thank You!
Loan apply
Loan apply
Mai loan k liye apply krna chahta hn kese apply kro
Please read the post carefully, the method to apply is mentioned within the post.
AoA Please advice me for loan
Read the post carefully .. You will get all the instructions there.
Hey Malik Tariq!
The procedure is mentioned in the post.
Thank You!
1973 year ka option nai hai kiu or kiya mazoor jo hai jismani un k liye b hai meri agr 1973 year sy strat hai or mazoor b hu jismani apna karobar karna chata hu kiya mujhy mil saky ga. Wasy milna to mushkil hai bahot pir b agr koi bata dy to mery email par tafseel likh kar bejh dy. Thanx habib
Email.
Motrroo123@gmail.com
You can get better information from the banks where this scheme is provided.
Great job
Loan Apply
FORM EDIT HO SAKTA HAI KYA PLZ HELP
yes it can be edited before the last date.
LOAN APPLY
Mein apply karna chata hun plz send me Requirment
Hey Kamran!
The eligibility criteria are mentioned in the post.
Thank You!
Sir Iam insisted this programme but I cant understand this process please guide me
Hey Farooque!
All the instructions are mentioned in the post. Please read the post carefully.
Thank You!
Dear unfortunately mene galat bhara hua form submit kar dia kia ye abhe edit ho sakta hai kamyab jawan loan application form
Yes, you can try before the last date.
how its not working
if it is possible plz share how can i edit my application form
Sir How? What is Edit Process how i can edit
if it is possible plz share how can i edit my application form
agar online aply kya ho form to kya bank me b submit krana prta hai form ya online is enough?
Online form is enough.
salam every one . i wanna apply for loan 500000, how can i apply plz any one send me form and ditails??
Hey Moin!
All the instructions are mentioned in the post. Please read the post carefully.
How can apply the loan
You will find the details in the post.. please read the post carefully.
How can apply the loan
You will find the details in the post .. Please read the post carefully.
Plz bta dyn k is loan k sath interest b dyna ho ga
Aoa! Plz mjy bta dyñ k jo b apply kry ga loan k liy kia osko mily ga ya koi quraandazi ho gi
Thnku
cnic ki issuing date wrongly feeded ho gye hai kia ye edit ho sakti hai please help me
Sir i Have Filled application but still i don`t get any recived massage. sir i think i filled application so that i wrote my number wrong in hurry maybe i am not confirm bcoz i filled form in hurry so that sir i want to ask you that is this create a issue mobile numbr or not please sir guide me i am in tention.
sir mane 8 year baja 1 year likh diya galate se kiya ye wapis ho sakta he change ho sakta he ya bank wale se change ho sakta he ya or koi solution he plz help me
sindh ye form apply kiun nhi ho rahe
Hey M. Jawaid!
Currently, the program is only for Punjab and Khyber Pakhtunkhwa.
Thank You!
Meri age 20 hai kya me is loan k liya apply kr sakta hn kya plz guide karen
Read all the terms and conditions and you will better get the answer.
I am adnan abdul malik
Mujhe 100000 loan chahye
Go and apply for it!
AOA
what is the last date to apply.
Hey Amir!
The last date is not mentioned by the Government also it is a loan scheme so it can be availed at any time.
Thank You!
Kia ye loan shari lehaz sy jaiz hy?
Apply krny k kitny arsay baad raqam mill jati hai
depends on the amount of loan and the procedure.
How can i aaply please help me
The procedure is mentioned within the post.
Last date kya hai ? Nd online form nhi mil raha ? Link he nhi open h0oo rha..
Last date is not mentioned by the authority.
hi sir ma loan apply krna chota es kay liay mojy kiya kna pary ga
Hey Muhammad Imran!
The procedure is mentioned in the post. Please read carefully.
Thank You!
Sir 2nd phase kb start ho raha h?
Hey M Attique!
We will let you know when the 2nd phase will be started.
Thank You!
AOA, mein loan apply karna chahta ho, lakin website par aa raha hai k , first hase ki loan applications pori ho chuki hein , plz guide me dobara applications kab ayen gi
Hey Farrukh!
We will let you know when the 2nd phase will be started.
Thank You!
I have filled the form online, but where i can submitted the fee of 100 rupees. is it necessary?? or just online form is enough for this?
the fee is to necessary to be submitted in the bank.
i have visited the bank for the info the lady informed me that the scheme has been expired. do anyone reconfirm me is that correct or not?
any resource person here
Hey Sonia!
The expiry date was not mentioned by the authority so maybe this is true that the scheme has been expired.
Thank You!
hey,
Kindly inform me about collecting the applications
closing date for phase 1
Thank you!
Hey Shaista!
The closing dates were not mentioned by the authority. But we have the news that Phase-I has been completed.
Assalamualaikum sir
Hum ko kasi pata chali ga ke hamara name es parogram ma hai ke nahi …
I was apply for the loan now i track my application but no record is found ??????
Hey Isra!
That’s maybe a technical problem.
How to apply for loan application
Hey Amir Nawaz!
The procedure is mentioned within the post.
Salaam !mam mujy loan k.liay apply kiay 24 days ho gaiy hain abi tk koi.mail or msg receive nai hoa.Main ny check kia tha ID Card no. add krky 3 times vha py submitted aa raha hai. agy ka procedure kya hai ?
Hey Naima!
The process takes time. Your application will be reviewed first and then you will be notified.
Thank You!
How to apply for loan
Hey Arif Ullah!
The procedure is mentioned in the post. Please read the post carefully.
Thank You!
Sir main ne loan ke liye apply Kiya tha abhi Tak koi jawab nhi aaya plz reply
Hey Kashif bin Abdullah!
This is a long process and so it will take time. Be patient.
Thank You!
Please me apply link
Can Anyone guide. how much percentage borrower paid to government of Pakistan. any percentage on 500,000 loan
Hey Dilawar!
You can better get this information from the bank. Also, all the terms and conditions are mentioned in the application form.
Can i still apply for this ?any deadline or phases?
Hey Anahi!
Phase 1 for the submission of applications has passed. You can apply in Phase 2. Whenever phase 2 will be started we will let you know.
Thank You!
Sir online apply kiya hain isk allwa b apply krna hain
Hey Gul Muhammad!
You can only apply online.
Thank You!
when they will start disbursement of loan and why i should not check my application status online
Hey Bilal Ahmad Afridi!
This is a long process and so it will take time. Be patient.
Thank You!
please confirm phase 2 starting date..?
Hey Daniyal!
The date is announced yet. However, we will inform you if there will be an announcement regarding this program.
Thank You!
Mere zila muzafargarh tahsel jatoi me garosre dukan ha ma loan Lena chat hon 5 panch lakh ka
Hey Muahammad Amjad!
The procedure is mentioned in the post. Please read carefully.
Thank You!
hi is loan lene ka kio last date b ha ya kabi b apply bar saktey. kindly ye bataey.
Hey Jahan Zaib!
The 2nd phase has started and the last date is not known.
Thank You!
How to apply and how many days processing for the loen?
Hey Sayyed Ahsan Raza Shah!
The procedure is mentioned in the post. Please read the post carefully. And the processing time is not mentioned by the authority.
Thank You!
i have received a message from the bank.What is the next procedure and how many days, it will take??
Hey Muhammad Junaid Iqbal!
The phase-I has been completed for applications. Now, the implementation will start and it takes time. Be patient.
Thank You!
Mam, abi loan k liye apply kar skty hain kia??? Or abi kia process ho ga
Hey Ubaid Khalid!
No, the date has been expired for the submission of application forms.
Thank You!
I was submitted foam since November-2019 but no result no one responded whats the status i think it is totally failure planned by Prime minister team they need to respond peoples why the application foam is pending if any issue and correction required they need to guide us but there is no one know what is the status of submitted foam
Waqar
Hey Waqar Ahmad!
Many people faced the same problem.
I was submitted foam since November-2019 but no result no one responded whats the status i think it is totally failure planned by Prime minister team they need to respond peoples why the application foam is pending if any issue and correction required they need to guide us but there is no one know what is the status of submitted foam
nafees
please tell me the prime minister kamyab jawan loan scheme second round. also tell me the last date to apply.
we will let you know
what i should to do last phase men apply kya tha kaha hai k in process hain ap kya 2nd phase men apply kiya ja sakta hai ya umeed lagaee ja sakti jab k oper sary chor bethy hain
SIR LAST DATE OF APPLY ???
the last date has not been announced yet. Stay in touch with https://fsconline.info/ to get the complete details
Assalam o Alakum agar kisi NY pahly sy loan Lea ho to kia wo apply kar sakta ha
See the eligibility and ineligibility criteria. Thanks
i was applied in 2019 can i apply again in phase 2
Everything mentioned in the post
jab form fill kr ln or file edit k option say check krn toh wahn likha hua hy Non-verfied
Ess ka kia mtlb hy. kuch k varfied b ata hy
plz ese ka lazmi btain
review your application thoroughly. check that either you have verified your email or not. thanks
I’M disability
sir see the article to apply.
I have applied for phase 2 a few days ago it was submitted successfully but when I tracked there is no record found pls guide me. thank you.
review your application or send your problem to the official website.
apply Last date ?
check the website
Assalam Allikum, Mera data correct submitted hay but nadra verify nh ho ra. khty k check CNIC issue date. jb k issue date tou thek enter ki hui hay.
Wa Alaikum Assalam, you can submit your issue/problems on Pakistan Citizen Portal app. Thanks
kamyan jawan phase 2, loan apply krne ki last date kya hai?
Check through the website
I need loan business in Pakistan please tell me details thank you
Read the procedure given in the article.
Any one know about the last date of PM kamiyab nojwan loan scheme ? Kindly reply me ASAP.
my loan
Current Status :
InProcess
show …next kb tk mila ga are you tell me plzzz
you will get the notification. otherwise, you can contact the official website.
we want to apply for loans but can anyone tell me that on these loans Govt will accept interest also?
please see the details.
Sir I am Faisal Khan Sir Mujhy 01 Lac Loan Chahye Aap Procedure Bataye Gy Kaha sy or Kon Sy Bank sy Banks Sy Mily Ga Plz Reply me
Everything mentioned in the post. Please read the procedure carefully
Sir I am Muhammad Shehzad Bhatti Sir Mujhy 01 Lac Loan Chahye Aap Procedure Bataye Gy Kaha sy or Kon Sy Bank sy Banks Sy Mily Ga Plz Reply me
Everything mentioned in the post. Please read the procedure carefully
last date kab hai or apply kassy karna hai
Apply Method is given in the article.
Assalam-O-Alaikum
Loan Chaiye 10Lac Method Bta den And Bank ka bta den Property Per Jama krwa dnga
please see the article.
Sir, mein ne loan kilye apply kiya tha ,
yahan tak key verification bhi ho gaye,
lekin abhi status check kr raha hun tu
mera koe record nahi aa rha ?
Sir i am applying loan but when i press submit its showing me loading and than page appears kamyab jawan cannot send the information, kia ab main loan apply nahi karsakta? yeh oofer khatam ho gayi hai please guide me? mainai almost 4 5 bar form submit karlia hai her bar yahi ata hai k page cannot connected. Last are guzar gayi? is anybody here to guide me?
please make sure that you provide complete information
Assalamualikum respected sir ! I applied for loan in the 2nd phase of kamyab nojawan but i have no response regarding loan approval. kindly tell us about that as soon as possible
please contact with official website
Last Date to Apply and please confirm is this phase 2 of kamyab jawan program?
read the articles carefully
Aslam.o.elikum sar g muje lon ki sakht zrort he na koi kam he r na itne taleem he k koi job kar sakon plz ap bta sakty hen k muje lon mil jay ga
Loan apply kese hoga
hi koi bta sakta ha k online form https://www.kamyabjawan.gov.pk/ sy kayou ni mill raha regerstraion form open he ni hota
Sir m a dr and I need a help pleas contact if anybody seen this comint pleas sir WhatsApp number 03132287964
Slam! respected sir ! I applied for loan in the 2nd phase of kamyab nojawan but no response regarding loan approval. kindly tell us about that as soon as possible