The Federal Government announced the National Saving Scheme 2023 in April. In the latest scheme, 2023, the government raised the profit rates for the National Saving Certificates and National Saving Accounts w.e.f 10 April 2023. Below, we have explained the profit rates with the maturity period. At the same time, we also provided information about the offered and upcoming services. So read the article carefully.
Profits Rates 2023 on National Savings Certificates
For the National Saving Certificates, the government announced the following rates effective from 10 April 2023 onwards.
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| Sr.No | Certificates | Maturity Period | Rate Of Return |
| 1. | Special Saving Certificate | 03-Years | Average 17.13% |
| 2. | Short-Term Saving Certificates | 03-Months 06-Months 01-Year | 19.92% 19.64% 19.82% |
| 3. | Behood Saving Certificate | 10-Years | Monthly Profit 16.56% |
| 4. | Regular Income Certificate | 05-Years | Monthly Profit 12.84% |
| 5. | Defense Saving Certificate | 10-years | Monthly Profit 14/87% |
Profit Rates 2023 on National Savings Accounts
For the National Saving Accounts, the government announced the following rates effective from 10 April 2023 onwards.
| Sr. No | Account Name | Maturity Period | Rate of Return |
| 1. | Special Saving Accounts | 03-years | Average 17.13% |
| 2. | Shuhdas Family Welfare Account | 01-year | Average 16.56% |
| 3. | Saving Accounts | Average 18.50% | |
| 4. | Pensioner’s Benefits Accounts | 10-years | Average 16.56% |
National Saving Offered Services
- Free Debit Card
- Free Personalized Check Book
- Linking with RAAST
- Non-Financial Mobile App
- Inter Branch Transaction Facility
- Digital Special Saving Certificates
National Savings Upcoming Services
- Digital Prize Bonds
- Digital Saving Certificates
- Linking with Roshan Digital Accounts
- Shariah-Complaints Saving Schemes
- Linking with Teclo Operators
- Fully Functional Mobile App
